Homeownership Counseling


RDAC does not discriminate on the basis of race, color, religion, sex, national origin, disability, and familial status. We actively hand out documentation on fair housing rights during counseling sessions. If you feel you have been discriminated against please tell our staff, we will educate you on your options.


Services are provided through face-to-face or phone sessions to meet your needs. RDAC provides services to clients with disabilities as well as other languages.  Note: currently there is a new ramp being built this summer, in the mean time clients are met with in our back building in an accessible office and we subscribe to a language line when needed.

Full 8 hour Homebuyer education certificate course



RDAC’s HUD approved eight-hour homebuyer education course will provide detailed information into the home buying process.  It will include all of the intricate aspects involved in buying a home, applying for a mortgage and maintaining a home. 


Together we will review the process and all the documents involved in closing on your new home as well as budgeting, maintenance and saving tips.  We know this is the most exciting and important purchase and are happy to prepare you so there are not surprises.

 

RDAC is a HUD approved agency and all of our counselors are trained through NeighborWorks America.
 

Credit Counseling

Our credit counselors will:
• Familiarize customers with consumer rights and protection laws in order to develop appropriate plans and corrective credit actions;
• Help customers design effective plans and strategies to reach specific financial goals based on existing credit issues and current financial situation;
• Review credit reports components and credit scoring; and
• Assist customers with credit standing.

 

 

 

Fee Schedule